:root{--navy:#0f2540;--navy2:#1b3a5f;--gold:#b8893b;--ink:#1d2733;--mute:#5b6775;--bg:#fff;--soft:#f4f6f9;--line:#dfe4ea}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:17px/1.65 Georgia,"Times New Roman",serif;color:var(--ink);background:var(--bg)}
h1,h2,h3,h4,.brand,nav,.btn,.eyebrow,.meta,label,summary{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
a{color:var(--navy2)}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.site-header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:10}
.bar{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.brand{display:flex;gap:12px;align-items:center;color:#fff;text-decoration:none;font-weight:700;letter-spacing:.06em;line-height:1.1;font-size:15px}
.brand small{font-weight:400;letter-spacing:.2em;font-size:11px;color:#d7c08f}
.mark{display:grid;place-items:center;width:38px;height:38px;border:1.5px solid var(--gold);color:var(--gold);font-size:22px;border-radius:4px}
nav a{color:#dfe7f1;text-decoration:none;margin-left:22px;font-size:15px;padding:6px 0;border-bottom:2px solid transparent}
nav a:hover,nav a.active{color:#fff;border-color:var(--gold)}
.menu-btn{display:none;background:none;border:1px solid #556;color:#fff;font-size:22px;padding:2px 10px;border-radius:4px}
.hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:84px 0 76px}
.hero h1{font-size:clamp(30px,5vw,50px);line-height:1.15;margin:.2em 0 .4em;max-width:820px}
.lead{font-size:19px;max-width:720px;color:#d9e2ee}
.eyebrow{color:#d7c08f;text-transform:uppercase;letter-spacing:.14em;font-size:13px;margin:0}
.btn{display:inline-block;background:var(--gold);color:#111;border:0;padding:12px 24px;border-radius:4px;font-weight:600;text-decoration:none;cursor:pointer;font-size:16px}
.btn:hover{background:#cc9a45}
.btn.ghost{background:transparent;border:1.5px solid #8ea3bd;color:#fff;margin-left:8px}
.pad{padding:56px 20px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:24px}
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);padding:24px;border-radius:4px}
.card h3{margin:.1em 0 .4em;font-size:19px;color:var(--navy)}
.card h3 a{text-decoration:none;color:var(--navy)}
.card h3 a:hover{text-decoration:underline}
.meta{color:var(--mute);font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin:0}
.band{background:var(--soft);padding:56px 0}
.ticks{list-style:none;padding:0;margin:0}
.ticks li{padding:9px 0 9px 30px;position:relative;border-bottom:1px solid var(--line)}
.ticks li:before{content:"§";position:absolute;left:0;color:var(--gold);font-weight:700}
.cta{background:var(--navy);color:#fff;text-align:center;padding:60px 20px}
.cta h2{margin:0 0 .3em}
.page-head{background:var(--soft);border-bottom:1px solid var(--line);padding:44px 0}
.page-head h1{margin:.1em 0;font-size:clamp(28px,4vw,40px);color:var(--navy)}
.page-head p{margin:.3em 0 0;color:var(--mute)}
.prose{max-width:760px}
.prose h2{color:var(--navy);margin-top:1.8em}
.prose li{margin:.4em 0}
.note{font-size:14px;color:var(--mute);border-left:3px solid var(--gold);padding-left:12px}
details{border:1px solid var(--line);border-radius:4px;margin:12px 0;padding:0 18px;background:#fff}
summary{cursor:pointer;padding:14px 0;font-weight:600;color:var(--navy)}
details p{margin-top:0}
form label{display:block;margin-bottom:14px;font-size:14px;font-weight:600}
input,textarea{display:block;width:100%;margin-top:5px;padding:10px;border:1px solid #b9c2cd;border-radius:4px;font:16px system-ui}
.site-footer{background:#0a1a2e;color:#b9c6d6;padding-top:44px;font-size:15px}
.site-footer a{color:#e6d3a5}
.site-footer h4{color:#fff;margin:0 0 8px}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:28px}
.legal{border-top:1px solid #23364d;margin-top:32px;padding:18px 20px;font-size:13px;color:#8fa0b5}
.modal{position:fixed;inset:0;background:rgba(6,14,26,.86);display:grid;place-items:center;z-index:50;padding:20px}
.modal[hidden]{display:none}
.modal-box{background:#fff;max-width:620px;padding:28px;border-radius:6px;border-top:4px solid var(--gold);max-height:90vh;overflow:auto}
.modal-box h3{margin-top:0;color:var(--navy)}
@media(max-width:760px){
 .menu-btn{display:block}
 nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--navy);padding:8px 20px 16px}
 .nav-open nav{display:block}
 nav a{display:block;margin:0;padding:12px 0}
 .hero{padding:56px 0}
}
.callbox{background:var(--soft);border-left:4px solid var(--gold);padding:16px 20px;margin:32px 0 20px;font-family:system-ui,sans-serif;border-radius:4px}